Algebra 1 word problem. help please(this includes factoring)?

A square quilt for a child's bed has a border made up of 36 pieces with an are of x square inches each, and 4 small squares with an area of 1 square inch each. The main part of the quilt is made up of 81 squares with an are of x^2 square inches each. Find an expression for the area of the quilt. Factor the expression. If the quilt is 5 feet by 5 feet, what are the dimensions of the inside squares?.....This is word for word from my homework. Help please?